Skip to Content
 Close search
Print
Stage 3: Assessing efficiency and competitiveness
Inquiry report
Brief comments
Submissions
Public hearings
Surveys

Superannuation: Assessing Efficiency and Competitiveness

Submissions

Submissions received for Superannuation Assessing Competitiveness and Efficiency public inquiry.

Please note: This web page is updated regularly - We recommend you refresh/reload this web page often.

* Submissions marked with an asterisk have omitted 'In confidence' content - part or all of the submission is not online.

# Hash denotes some attachments are not available online. Contact the project team for access if necessary.

% Percent symbol denotes scanned image PDFs which are not readable by some screen readers. For help read our accessibility statement.

Expand allCollapse all

Submissions received before the release of the draft report are listed here.
No. Name Pages Received
1 Paul Hudson and Associates Super Fund (PDF - 73.0 KB) 1 18/07/2017
  Paul Hudson and Associates Super Fund (Word - 17.1 KB)    
2 Rod Rogers (PDF - 148.4 KB) 2 31/07/2017
  Rod Rogers (Word - 14.1 KB)    
3 Daniel Twentyman (PDF - 41.5 KB) 1 02/08/2017
  Daniel Twentyman (Word - 12.7 KB)    
4 Colin Grenfell (PDF - 110.9 KB) 3 07/08/2017
Attachment: Three charts which summarise some of the "Balanced" portfolio results up to 30 June 2017 (PDF - 156.8 KB) 1 07/08/2017
5 ISA (PDF - 578.9 KB) 17 08/08/2017
6 Danny Hannan (PDF - 123.9 KB) 2 09/08/2017
  Danny Hannan (Word - 13.7 KB)    
7 Renuka Deane (PDF - 51.2 KB) 1 10/08/2017
  Renuka Deane (Word - 13.2 KB)    
8 Paul Greene (PDF - 55.3 KB) 1 15/08/2017
  Paul Greene (Word - 14.0 KB)    
9 Robin Gandevia (PDF - 41.0 KB) 1 15/08/2017
  Robin Gandevia (Word - 13.0 KB)    
10 Alan Graham (PDF - 79.3 KB) 1 15/08/2017
  Alan Graham (Word - 14.9 KB)    
11 Russell Morse (PDF - 63.4 KB) 2 15/08/2017
  Russell Morse (Word - 13.9 KB)    
12 Greg Angelo (PDF - 75.2 KB) 2 16/08/2017
  Greg Angelo (Word - 15.7 KB)    
13 Geoff Ashurst (PDF - 58.0 KB) 1 16/08/2017
  Geoff Ashurst (Word - 12.0 KB)    
14 Alan Clapham (PDF - 43.1 KB) 1 16/08/2017
  Alan Clapham (Word - 13.7 KB)    
15 Heather Martin (PDF - 67.6 KB) 2 18/08/2017
  Heather Martin (Word - 13.5 KB)    
16 Tailored Superannuation Solutions Ltd (PDF - 901.1 KB) 14 18/08/2017
Attachment: Innovation in Superannuation - Smart MySuper Defaults (PDF - 1.7 MB) 32 18/08/2017
17 Madonna Waugh (PDF - 120.9 KB) 11 18/08/2017
  Madonna Waugh (Word - 21.9 KB)    
18 Rhett Ayliffe (PDF - 96.3 KB) 1 18/08/2017
19 Murray Williamson (PDF - 95.2 KB) 1 18/08/2017
  Murray Williamson (Word - 12.5 KB)    
20 Ursula Gee (PDF - 34.5 KB) 1 18/08/2017
21 Dr and Mrs Nick and Virginia Jacques (PDF - 90.8 KB) 1 20/08/2017
  Dr and Mrs Nick and Virginia Jacques (Word - 14.7 KB)    
22 Randall Kingsley (PDF - 145.0 KB) 4 21/08/2017
  Randall Kingsley (Word - 19.8 KB)    
23 Angus Thomson (PDF - 21.5 KB) 1 21/08/2017
24 United Voice (PDF - 617.3 KB) 12 21/08/2017
25 Ilias Boutsiavaras (PDF - 337.2 KB) 1 21/08/2017
26 Financial Planning Association (PDF - 35.6 KB) 4 21/08/2017
27 Robin Town (PDF - 67.8 KB) 2 21/08/2017
  Robin Town (Word - 16.1 KB)    
28 Australian Services Union (ASU) (PDF - 102.1 KB) 9 21/08/2017
29 Maurice Blackburn (PDF - 571.5 KB) 10 21/08/2017
30 Vision Super (PDF - 241.2 KB) 9 21/08/2017
31 Bruce Munro (PDF - 127.4 KB) 2 21/08/2017
  Bruce Munro (Word - 15.5 KB)    
32 BT Financial Group (BTFG) (PDF - 439.1 KB) 8 21/08/2017
33 Australian Private Equity and Venture Capital Association Limited (AVCAL) (PDF - 365.8 KB) 10 21/08/2017
34 Mine Wealth and Wellbeing Superannuation Fund (Mine Super) (PDF - 101.9 KB) 7 21/08/2017
35 Drs Robert Bianchi, Michael Drew and Adam Walk (PDF - 71.1 KB) 9 21/08/2017
36 Grow Super (PDF - 249.1 KB) 14 21/08/2017
37 First State Super (PDF - 980.7 KB) 18 21/08/2017
38 David Hemming and Daphne Delliou (PDF - 74.0 KB) 2 21/08/2017
  David Hemming and Daphne Delliou (Word - 13.7 KB)    
39 Australian Institute of Superannuation Trustees (AIST) (PDF - 845.1 KB) 112 21/08/2017
  Australian Institute of Superannuation Trustees (AIST) (Word - 316.8 KB)    
40 Nicolaas Smit (PDF - 118.7 KB) 1 21/08/2017
41 Breast Cancer Network Australia (BCNA) (PDF - 366.2 KB) 4 21/08/2017
42 SuperChoice (PDF - 133.3 KB) 3 21/08/2017
  SuperChoice (Word - 821.4 KB)    
43 Australian Super (PDF - 475.8 KB) 24 21/08/2017
44 MS Australia (MSA) (PDF - 119.8 KB) 5 22/08/2017
45 Gateway Network Governance Body Limited (GNGB) (PDF - 188.9 KB) 6 22/08/2017
  Gateway Network Governance Body Limited (GNGB) (Word - 82.7 KB)    
46 Rice Warner (PDF - 1.1 MB) 30 23/08/2017
47 Association of Superannuation Funds of Australia (ASFA) (PDF - 447.4 KB) 29 23/08/2017
48 ClearView (PDF - 1.1 MB) 6 23/08/2017
49 REST Industry Super (REST) (PDF - 427.6 KB) 14 23/08/2017
50 Australian Council of Trade Unions (ACTU) (PDF - 330.0 KB) 17 23/08/2017
51 Name withheld * in confidence content omitted - -
52 Name withheld * in confidence content omitted - -
53 Independent Fund Administrators and Advisers Pty Ltd (IFAA), QIEC Super and Club Super (PDF - 304.8 KB) 9 23/08/2017
54 Gateway Association and Transaction Exchange (GATE) (PDF - 125.1 KB) 6 24/08/2017
55 Consumer Action Law Centre, Berrill & Watson Lawyers, Chronic Illness Alliance (PDF - 423.6 KB) 9 24/08/2017
56 Rice Warner (PDF - 486.4 KB) 21 28/08/2017
Attachment: Expected Investment Returns of Asset Classes 2017 (PDF - 664.7 KB) 9 28/08/2017
57 Mercer (PDF - 279.3 KB) 16 28/08/2017
58 Cbus (PDF - 243.3 KB) 7 28/08/2017
59 Industry Super Australia (ISA) (PDF - 612.0 KB) 25 29/08/2017
60 Self-managed Independent Superannuation Funds Association (SISFA) (PDF - 1.4 MB) 68 30/08/2017
61 Dixon Advisory (PDF - 471.0 KB) 8 31/08/2017
62 PricewaterhouseCoopers (PwC) (PDF - 222.4 KB) 9 01/09/2017
63 MLC and National Australia Bank (NAB Wealth) (PDF - 45.7 KB) 2 01/09/2017
Attachment: Submission continued (PDF - 447.5 KB) 33 01/09/2017
64 Revenue Review Foundation (PDF - 33.1 KB) 3 04/09/2017
Attachment: Response to Re:Think (PDF - 1.0 MB) 43 04/09/2017
65 Australian Lawyers Alliance (ALA) (PDF - 447.6 KB) 12 04/09/2017
66 Colonial First State (PDF - 32.5 KB) 1 04/09/2017
67 SMSF Association (SMSFA) (PDF - 400.1 KB) 12 04/09/2017
68 MetLife Insurance Limited (MetLife) (PDF - 410.0 KB) 9 04/09/2017
69 Financial Services Council (FSC) (PDF - 557.7 KB) 17 06/09/2017
70 HESTA (PDF - 509.8 KB) 10 06/09/2017
71 CHOICE (PDF - 458.2 KB) 17 06/09/2017
72 MLC Life Insurance (PDF - 255.6 KB) 11 08/09/2017
73 ANZ (PDF - 602.7 KB) 21 08/09/2017
74 Nicholas Barr and Peter Diamond (PDF - 356.6 KB) 26 13/09/2017
  Nicholas Barr and Peter Diamond (Word - 180.8 KB)    
75 Actuaries Institute (PDF - 418.0 KB) 9 13/09/2017
76 AIA Australia (PDF - 668.2 KB) 33 13/09/2017
77 Ron Bone (PDF - 59.0 KB) 2 15/09/2017
  Ron Bone (Word - 84.9 KB)    
78 Name withheld * in confidence content omitted - -
79 Self-managed Independent Superannuation Funds Association (SISFA) (PDF - 609.4 KB) 3 22/09/2017
80 AMP (PDF - 336.2 KB) * in confidence content omitted; # offline attachments 7 22/09/2017
81 Perry Giannapolous (PDF - 4.9 MB) 25 23/09/2017
82 Name withheld * in confidence content omitted - -
83 Trevor Williams (PDF - 64.9 KB) 1 10/10/2017
  Trevor Williams (Word - 13.8 KB)    
84 John Gregan (PDF - 155.2 KB) 6 15/10/2017
  John Gregan (Word - 20.3 KB)    
85 Sean Murphy (PDF - 20.5 KB) 2 16/10/2017
Attachment: The Uncertain Path of Superannuation Reform - speech by Peter Costello AC (PDF - 230.4 KB) 12 15/10/2017
86 ClearView (PDF - 120.8 KB) 7 18/10/2017
87 Industry Super Australia (ISA) (PDF - 2.3 MB) 37 19/10/2017
88 Jeff Humphreys (PDF - 461.9 KB) 2 19/10/2017
Attachment: Group Insurance - Structures of the Future (PDF - 482.9 KB) 42 19/10/2017
89 Australian Prudential Regulation Authority (APRA) (PDF - 139.3 KB) 6 06/11/2017
90 Australian Securities and Investments Commission (ASIC) (PDF - 3.2 MB) 6 28/11/2017
91 Donald Young (PDF - 69.7 KB) 1 04/12/2017
  Donald Young (Word - 14.5 KB)    
92 Kevin Liu and Elizabeth Ooi (PDF - 567.8 KB) 38 19/02/2018
93 Michael Altenburger (PDF - 45.2 KB) 2 01/03/2018
  Michael Altenburger (Word - 14.8 KB)    
94 Name withheld * in confidence content omitted - -
95 Name withheld (PDF - 36.6 KB) 1 23/03/2018
  Name withheld (Word - 11.6 KB)    
96 Industry Super Australia (PDF - 1.7 MB) 47 04/04/2018
97 Name withheld (PDF - 47.2 KB) 2 27/03/2018
  Name withheld (Word - 14.8 KB)    
98 Name withheld (PDF - 110.0 KB) 1 12/03/2018
  Name withheld (Word - 15.0 KB)    
99 Australian Institute of Superannuation Trustees (AIST) (PDF - 401.8 KB) 8 12/04/2018
100 Industry Super Australia (ISA) (PDF - 1.3 MB) 94 26/04/2018

Post-draft submissions (132)

Submissions received after the release of the draft report are listed here.
No. Name Pages Received
DR101 Matt Hawthorn (PDF - 58.1 KB) 3 29/05/2018
  Matt Hawthorn (Word - 15.0 KB)    
DR102 Marko Jakovich (PDF - 45.8 KB) 1 29/05/2018
  Marko Jakovich (Word - 15.9 KB)    
DR103 Name withheld (PDF - 40.4 KB) 1 29/05/2018
  Name withheld (Word - 12.5 KB)    
DR104 Tom Geiser (PDF - 34.1 KB) 1 29/05/2018
  Tom Geiser (Word - 11.6 KB)    
DR105 Paul Kershaw (PDF - 45.9 KB) 1 30/05/2018
  Paul Kershaw (Word - 12.2 KB)    
DR106 Geoff Nattrass (PDF - 54.9 KB) 2 31/05/2018
  Geoff Nattrass (Word - 15.8 KB)    
DR107 Kyle Ringrose (PDF - 123.0 KB) 2 31/05/2018
  Kyle Ringrose (Word - 23.5 KB)    
Attachment 1: Measuring performance for 'long horizon' investing (PDF - 568.2 KB) 14 31/05/2018
  Attachment 1: Measuring performance for 'long horizon' investing (Word - 601.0 KB)    
Attachment 2: Investment risk of a defined contribution fund (PDF - 299.1 KB) 8 31/05/2018
  Attachment 2: Investment risk of a defined contribution fund (Word - 209.4 KB)    
DR108 Elizabeth Sheedy and Denise Jepsen (PDF - 910.8 KB) 39 03/06/2018
DR109 Colin Beszant (PDF - 46.7 KB) 2 06/06/2018
  Colin Beszant (Word - 13.4 KB)    
DR110 Anup Basu (PDF - 115.1 KB) 3 04/06/2018
DR111 Chris Delaney (PDF - 36.4 KB) 1 05/06/2018
  Chris Delaney (Word - 11.7 KB)    
DR112 Ian Gillard (PDF - 59.5 KB) 3 09/06/2018
  Ian Gillard (Word - 15.9 KB)    
DR113 Roll-it Super (PDF - 230.8 KB) 6 18/06/2018
  Roll-it Super (Word - 1.4 MB)    
DR114 Louise Lindsay (PDF - 272.1 KB) 2 19/06/2018
DR115 Colin Goodwin (PDF - 132.5 KB) 3 22/06/2018
  Colin Goodwin (Word - 51.3 KB)    
DR116 Roger Cohen (PDF - 315.2 KB) 2 30/05/2018
Attachment: Retirement Planning 101, or: How I Learned to Stop Worrying and Love the SMSF (PDF - 315.8 KB) 5 30/05/2018
DR117 Anthony Slade (PDF - 42.2 KB) 1 26/06/2018
  Anthony Slade (Word - 12.5 KB)    
DR118 Geoff Warren (PDF - 224.9 KB) 8 28/06/2018
  Geoff Warren (Word - 120.5 KB)    
DR119 Voicce (PDF - 96.5 KB) 1 22/06/2018
  Voicce (Word - 12.1 KB)    
DR120 Victims of Financial Fraud (VOFF Inc) (PDF - 95.0 KB) 6 29/06/2018
Attachment: ASIC 'Appendix 4' (PDF - 58.2 KB) 2 29/06/2018
DR121 Australian Ethical Investment (PDF - 347.4 KB) 3 06/07/2018
DR122 Michael Gilligan (PDF - 604.9 KB) 16 08/07/2018
DR123 Hayden Financial Services (PDF - 99.4 KB) 2 06/07/2018
  Hayden Financial Services (Word - 42.5 KB)    
DR124 Nicholas Morris (PDF - 235.6 KB) 14 07/07/2018
DR125 Queensland Nurses and Midwives’ Union (QNMU) (PDF - 718.5 KB) 13 09/07/2018
DR126 Peter Vann (PDF - 170.7 KB) 5 09/07/2018
  Peter Vann (Word - 30.5 KB)    
DR127 National Foundation for Australian Women (NFAW) (PDF - 587.8 KB) 11 11/07/2018
  National Foundation for Australian Women (NFAW) (Word - 248.1 KB)    
DR128 Australian Lawyers Alliance (ALA) (PDF - 614.9 KB) 11 11/07/2018
DR129 PricewaterhouseCoopers (PwC) (PDF - 411.3 KB) 12 11/07/2018
DR130 Australian Institute of Superannuation Trustees (AIST) (PDF - 1.1 MB) 72 13/07/2018
DR131 Aaron Minney (PDF - 330.5 KB) 7 12/07/2018
  Aaron Minney (Word - 204.6 KB)    
DR132 Corporate Superannuation Association (PDF - 964.1 KB) 7 12/07/2018
DR133 iLuvSuper.com.au (PDF - 57.7 KB) 2 12/07/2018
  iLuvSuper.com.au (Word - 69.6 KB)    
DR134 UniSuper (PDF - 310.1 KB) 8 12/07/2018
  UniSuper (Word - 2.2 MB)    
DR135 Dimensional Fund Advisors (PDF - 91.5 KB) 4 12/07/2018
Attachment: Making STRIDEs in Evaluating the Performance of Retirement Solutions (PDF - 4.9 MB) 45 12/07/2018
DR136 Independent Fund Administrators and Advisers Pty Ltd (IFAA) (PDF - 237.4 KB) 6 12/07/2018
  Independent Fund Administrators and Advisers Pty Ltd (IFAA) (Word - 50.6 KB)    
DR137 Qantas Super (PDF - 806.5 KB) 41 12/07/2018
DR138 IOOF Holdings Limited (PDF - 169.8 KB) 8 12/07/2018
DR139 Kevin Liu (PDF - 145.1 KB) 3 12/07/2018
Attachment: When boards use related parties: outsourcing and superannuation fund performance (PDF - 253.5 KB) 32 12/07/2018
DR140 Neville Gordon (PDF - 113.4 KB) 1 12/07/2018
  Neville Gordon (Word - 14.5 KB)    
DR141 Centre for Law, Markets and Regulation - UNSW Law (PDF - 517.3 KB) 5 13/07/2018
DR142 Lifetime Income Pty Ltd (PDF - 120.1 KB) 7 13/07/2018
DR143 Responsible Investment Association Australasia (RIAA) (PDF - 180.3 KB) 7 13/07/2018
DR144 Challenger Limited (PDF - 333.4 KB) 13 13/07/2018
DR145 Name Withheld * in confidence content omitted - -
DR146 Financial Planning Association (PDF - 193.5 KB) 19 13/07/2018
DR147 Workplace Super Specialists of Australia (WSSA) (PDF - 154.0 KB) 9 13/07/2018
DR148 Association of Superannuation Funds of Australia (ASFA) (PDF - 817.5 KB) 78 13/07/2018
DR149 BT Financial Group (PDF - 567.4 KB) 17 13/07/2018
DR150 AustralianSuper (PDF - 431.8 KB) 17 13/07/2018
DR151 Anthony Asher (PDF - 220.9 KB) 8 13/07/2018
  Anthony Asher (Word - 41.5 KB)    
Attachment: Indexed annuity bonds – a market failure to create the ideal pension investment? (PDF - 600.6 KB) 24 13/07/2018
  Attachment: Indexed annuity bonds – a market failure to create the ideal pension investment? (Word - 915.2 KB)    
DR152 Governance Institute of Australia (PDF - 177.5 KB) 7 13/07/2018
Attachment: Good Governance Guide - Creating and disclosing a board skills matrix (PDF - 176.1 KB) 7 13/07/2018
DR153 Ian McAuley (PDF - 230.1 KB) 3 14/07/2018
  Ian McAuley (Word - 111.9 KB)    
  Attachment: Supermodel (XLSX - 74.4 KB)    
DR154 Nicholas Barr and Peter Diamond (PDF - 275.4 KB) 18 18/07/2018
  Nicholas Barr and Peter Diamond (Word - 151.3 KB)    
DR155 Vanguard Investments Australia Limited (PDF - 329.8 KB) * in confidence content omitted; # offline attachments 12 12/07/2018
DR156 Tailored Superannuation Solutions Ltd (PDF - 899.2 KB) 26 12/07/2018
DR157 QIEC Super and Club Super (PDF - 468.3 KB) 28 13/07/2018
DR158 Prime Super (PDF - 317.7 KB) 23 13/07/2018
DR159 Link Group (PDF - 312.9 KB) 19 13/07/2018
DR160 Due Governance (PDF - 434.1 KB) 19 13/07/2018
DR161 Peterson Research Institute (PDF - 213.6 KB) 12 13/07/2018
DR162 Industry Super Australia (ISA) (PDF - 686.9 KB) 46 13/07/2018
DR163 Colonial First State (PDF - 113.3 KB) 9 13/07/2018
DR164 Australian Institute of Company Directors (AICD) (PDF - 125.2 KB) 6 13/07/2018
DR165 First State Super (PDF - 575.7 KB) 19 13/07/2018
DR166 Moneytree Financial Technology Pty Ltd (PDF - 29.2 KB) 1 13/07/2018
DR167 SuperRatings (PDF - 716.3 KB) 15 13/07/2018
DR168 QSuper (PDF - 390.8 KB) * in confidence content omitted; # offline attachments 22 15/07/2018
  QSuper (Word - 198.7 KB)    
DR169 Richard Wilkins (PDF - 169.1 KB) 7 15/07/2018
  Richard Wilkins (Word - 60.0 KB)    
DR170 Victims of Financial Fraud (VOFF) (PDF - 47.1 KB) 2 12/07/2018
DR171 Rest Industry Super (PDF - 248.7 KB) 19 13/07/2018
DR172 Deloitte Touche Tohmatsu (Deloitte) (PDF - 152.8 KB) 3 13/07/2018
  Deloitte Touche Tohmatsu (Deloitte) (Word - 251.0 KB)    
DR173 Association of Financial Advisers (AFA) (PDF - 333.1 KB) 14 17/07/2018
DR174 National Australia Bank (NAB) - MLC Wealth (PDF - 836.5 KB) * in confidence content omitted; # offline attachments 41 14/07/2018
DR175 Mercer (PDF - 1.9 MB) 51 17/07/2018
  Mercer (Word - 1.3 MB)    
DR176 Berrill and Watson Lawyers (PDF - 256.5 KB) 14 18/07/2018
DR177 Cbus Super (PDF - 1.3 MB) 31 18/07/2018
DR178 Slater and Gordon Lawyers (PDF - 911.6 KB) 9 18/07/2018
DR179 HESTA Super (PDF - 219.9 KB) 5 19/07/2018
DR180 Name withheld * in confidence content omitted - -
DR181 Australian Industry Group (PDF - 1.1 MB) 11 20/07/2018
DR182 MetLife Australia (PDF - 569.5 KB) 9 20/07/2018
DR183 KPMG (PDF - 594.2 KB) 12 20/07/2018
  KPMG (Word - 435.5 KB)    
DR184 CHOICE (PDF - 523.5 KB) 21 20/07/2018
DR185 Australian Council of Trade Unions (ACTU) (PDF - 196.2 KB) 8 20/07/2018
DR186 Financial Services Council (PDF - 610.2 KB) 32 20/07/2018
DR187 Australian Private Equity and Venture Capital Association (PDF - 335.0 KB) 3 16/07/2018
DR188 Consumers’ Federation of Australia (PDF - 105.2 KB) 2 19/07/2018
Attachment: Business case for the Superannuation Consumers’ Centre (PDF - 876.7 KB) 64 19/07/2018
DR189 Chartered Accountants ANZ (PDF - 788.4 KB) 13 20/07/2018
DR190 Class Ltd (PDF - 452.0 KB) 8 20/07/2018
  Class Ltd (Word - 562.5 KB)    
DR191 Chant West (PDF - 831.1 KB) 28 23/07/2018
DR192 Investment Analytics Research (PDF - 75.8 KB) 9 23/06/2018
Attachment: Measured Investment Inefficiency of the Australian Superannuation System (PDF - 294.7 KB) 24 23/07/2018
DR193 TAL Life Limited (PDF - 275.6 KB) 11 24/07/2018
DR194 Self-Managed Super Fund Association (SMSFA) (PDF - 804.7 KB) 44 24/07/2018
DR195 KPA Advisory Services (PDF - 1.0 MB) 4 10/06/2018
DR196 Consumer Policy Research Centre (CPRC) (PDF - 4.7 MB) 15 20/07/2018
Attachment: Five preconditions of effective engagement - a conceptual framework (PDF - 7.1 MB) 72 20/07/2018
DR197 Sunsuper (PDF - 985.3 KB) 58 27/07/2018
DR198 Australian Institute of Superannuation Trustees (AIST) (PDF - 206.0 KB) 8 20/07/2018
  Australian Institute of Superannuation Trustees (AIST) (Word - 121.1 KB)    
DR199 Financial Services Council (FSC) (PDF - 451.2 KB) 20 30/07/2018
Attachment: Analysis of Productivity Commission's 'best in show' default superannuation model (PDF - 1.4 MB) 24 30/07/2018
DR200 Hazel Bateman and Susan Thorp (PDF - 301.5 KB) 5 30/07/2018
Attachment: Supporting document (PDF - 279.7 KB) 1 30/07/2018
DR201 David Bell (PDF - 958.4 KB) 15 30/07/2018
DR202 Rice Warner (PDF - 753.4 KB) * in confidence content omitted; # offline attachments 9 31/07/2018
DR203 Council of Small Business Organisations of Australia (COSBOA) (PDF - 94.5 KB) 6 01/08/2018
Attachment: Copy of submission made in 2013 (PDF - 827.5 KB) 12 01/08/2018
  Attachment: Copy of submission made in 2013 (Word - 488.7 KB)    
DR204 Australian Prudential Regulation Authority (APRA) (PDF - 444.0 KB) 20 03/08/2018
DR205 Salvador Valdés-Prieto (PDF - 399.2 KB) 4 06/08/2018
DR206 Australian Securities and Investments Commission (ASIC) (PDF - 388.8 KB) 28 07/08/2018
DR207 Drew - Walk and Co (PDF - 100.7 KB) 5
DR208 Phillip Hudson (PDF - 53.7 KB) 1 03/08/2018
Attachment: Bring Forward Rule (PDF - 189.4 KB) 4 03/08/2018
DR209 BT Financial Group * in confidence content omitted - -
DR210 Wilson Sy (PDF - 73.8 KB) 9 12/08/2018
DR211 Ian Gillard (PDF - 100.2 KB) 2 28/08/2018
DR212 Matthew Vagg (PDF - 74.0 KB) * in confidence content omitted; # offline attachments 1 25/09/2018
  Matthew Vagg (Word - 12.5 KB)    
DR213 Council for the National Interest (PDF - 23.9 KB) 1 09/10/2018
Attachment: Letter to Minister O'Dwyer (PDF - 38.8 KB) 2 09/10/2018
DR214 Superannuation Consumers’ Centre (SCC) (PDF - 762.3 KB) 1 07/11/2018
Attachment: Superannuation Consumers’ Centre Business Case (PDF - 1.5 MB) 52 07/11/2018
DR215 Vanguard Investments Australia * in confidence content omitted - -
DR216 Class Limited (PDF - 318.0 KB) 9 09/11/2018
  Class Limited (Word - 400.4 KB)    
DR217 QSuper (PDF - 171.1 KB) 4 09/11/2018
DR218 Financial Services Council (FSC) (PDF - 264.0 KB) 15 09/11/2018
DR219 Robert Johnson (PDF - 219.4 KB) 4 11/11/2018
DR220 BT Financial Group * in confidence content omitted - -
DR221 Association of Superannuation Funds of Australia (ASFA) (PDF - 248.4 KB) 7 12/11/2018
DR222 AustralianSuper (PDF - 382.1 KB) 3 12/11/2018
DR223 National Australia Bank Limited (NAB) (PDF - 421.7 KB) 8 12/11/2018
DR224 Chant West (PDF - 1.4 MB) 7 14/11/2018
DR225 Rice Warner (PDF - 633.8 KB) 3 14/11/2018
DR226 Elizabeth Blythe (PDF - 39.0 KB) 1 18/06/2018
  Elizabeth Blythe (Word - 12.5 KB)    
DR227 CSF Pty Ltd * in confidence content omitted - -
DR228 Dixon Advisory * in confidence content omitted - -
DR229 Vanguard Investments Australia (PDF - 514.2 KB) 3 17/11/2018
DR230 SMSF Association (PDF - 610.8 KB) 3 23/11/2018
DR231 Industry Super Australia (ISA) (PDF - 1.7 MB) 22 30/11/2018
DR232 Industry Super Australia (ISA) (PDF - 72.3 KB) 4 04/12/2018

Correspondence

More from this inquiry

Inquiry home

Issues paper

Submissions

Surveys

Draft report

Public hearings

Brief comments

Inquiry report